Is your boat seaworthy?

Getting out on the water in your watercraft is can be a wonderful escape from the day-to-day. But having fun on the water can also increase liability risks.

Liability coverage is one of the biggest reasons to have boat insurance. Without it, you could be on the hook for damages or hospital bills resulting from an accident.

Let’s make sure your “financial boat” doesn't sink should you encounter rough waters. 

Will homeowners insurance cover my boat?

The fact is, homeowners policies usually place numerous restrictions on boat owners, depending on the size and horsepower of your watercraft.

In other words, if you don't carry a boat insurance policy, you may be underinsured.

What does boat insurance cover?

Most boat insurance policies offer protection from many common causes of physical damage, like fires, storms, theft, collision or accidents. There are many coverage options to choose from aside from liability. we recommend talking to one of our agents who can help tailor a policy for your needs.

Typical boat insurance coverages include:

  • Personal liability
  • Boat
  • Motor
  • Trailer
  • Medical and physical damage perils

We provide insurance for the following types of boats and personal watercraft:

  • Runabout
  • Mini Jet Boat
  • Sailboat
  • Pontoon
  • House Boat
  • Cabin Cruiser
  • Other Fishing Boat
  • Bass Boat

Concerned about costs?

Don't be. We work primarily with carriers who provide boat insurance discounts. Here are a few ways you may be able to save:

  • Own your home
  • Have idle assisted steering installed
  • Insure multiple vessels
  • Bundle other kinds of insurance
  • Are the original owner
  • Paid your policy in full each year
  • Have a clean automobile driving record
  • Have a safety course certification

There are even more ways to save on boat insurance, but the only way to truly determine the best policy for you is to have a quick chat about your assets and the amount of protection you will require.


Navigating the variety of options for your boat insurance is simple with the Liberatore Insurance Group. We have teamed up with top insurance companies to bring you expert insurance advice, service, and products. As independent agents, we have the freedom to shop for the best coverage and price to meet your specific needs. Together, we’ll go over the options for your boat and discuss the special discounts or bundle packages you may qualify for.

Why we're different:

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.

After all, there’s no such thing as a one-size-fits-all insurance policy.

Contact us today, and we'll work with you to help you protect what matters most.

Get a Quote Today

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